| |
Profit
& Loss Account
|
Revised Profit and Loss Account for the Half Year ended on 30 June, 2010 (Unaudited) |
| |
01.01.2010
to
30.06.2010
|
01.01.2009
to
30.06.2009 |
01.04.2010
to
30.06.2010 |
01.04.2009
to
30.06.2009 |
| |
Taka |
Taka |
Taka |
Taka |
| |
|
|
|
|
|
Interest Income |
2,262,017,632 |
2,050,563,793 |
1,181,844,899 |
1,031,621,414 |
|
Interest paid on Deposits & Borrowings |
(1,549,288,437) |
(1,784,722,117) |
(833,609,775) |
(903,855,575) |
|
Net Interest Income |
712,729,195 |
265,841,676 |
348,235,124 |
127,765,839 |
|
Investment Income |
530,466,055 |
240,554,018 |
388,030,395 |
135,970,419 |
|
Commission, Exchange & Brokerage |
320,066,587 |
276,460,408 |
173,282,887 |
137,334,362 |
|
Other Operating Income |
257,019,989 |
133,551,480 |
157,510,944 |
84,902,187 |
|
Non Interest income |
1,107,552,631 |
650,565,906 |
718,824,226 |
358,206,968 |
|
Total Operating Income(a) |
1,820,281,826 |
916,407,582 |
1,067,059,350 |
485,972,807 |
|
Salaries and Allowances |
249,815,583 |
215,570,045 |
130,681,792 |
117,063,990 |
|
Rent, Taxes, Insurance, Lighting
etc. |
214,840,671 |
86,581,244 |
112,486,685 |
51,137,792 |
|
Legal Expenses |
1,067,437 |
1,787,818 |
527,955 |
792,078 |
|
Postage, Telegram, Telephone, Stamps
etc |
14,756,740 |
13,784,072 |
8,038,017 |
7,272,774 |
|
Auditors' Fees |
83,353 |
8,360 |
4,040 |
- |
|
Printing, Stationery, Advertisement,
etc |
81,978,286 |
36,356,810 |
51,982,927 |
21,182,235 |
|
Chief Executive's Remuneration |
2,787,095 |
4,192,464 |
1,500,000 |
2,175,000 |
|
Directors' Fees |
1,161,000 |
776,000 |
837,000 |
436,000 |
|
Depreciation and repairs of Bank's assets |
33,542,151 |
25,882,610 |
18,645,055 |
14,004,628 |
|
Other Expenditure |
95,093,848 |
40,671,126 |
50,628,871 |
23,877,676 |
|
Total Operating Expenses(b) |
695,126,164 |
425,610,549 |
375,332,342 |
237,942,173 |
|
Profit before Provision(c=a-b) |
1,125,155,662 |
490,797,033 |
691,727,008 |
248,030,634 |
|
Provision against loans and advances |
|
|
|
|
| Specific
Provision |
139,205,000 |
- |
139,205,000 |
- |
| General
Provision |
80,795,000 |
5,700,000 |
15,795,000 |
(42,500,000) |
|
Provision for off balance sheet items |
37,351,672 |
(27,156,260) |
27,629,472 |
(27,156,260) |
| Total
Provision(d) |
257,351,672 |
(21,456,260) |
182,629,472 |
(69,656,260) |
| Total
Profit before Income Tax(c-d) |
867,803,990 |
512,253,293 |
509,097,536 |
317,686,894 |
| Provision
for Income Tax |
393,398,656 |
208,588,739 |
209,191,478 |
98,588,739 |
|
Profit after Taxation |
474,405,334 |
303,664,554 |
299,906,058 |
219,098,155 |
|
Profit available for appropriation |
1,147,952,266 |
859,557,149 |
388,581,135 |
859,557,149 |
|
Appropriations |
|
|
|
|
|
Statutory Reserve |
225,031,132 |
102,450,659 |
138,345,401 |
102,450,659 |
|
Issue of bonus shared for 2009 |
672,685,400 |
552,290,200 |
- |
552,290,200 |
| |
|
|
|
|
|
Retained earning carried forward |
250,235,734 |
204,816,290 |
250,235,734 |
204,816,290 |
| Earning Per Share ( EPS)(Annualised) |
3.26 |
2.71 |
4.12 |
3.91 |
|
Net asset value per share (NAV) |
15.57 |
15.25 |
15.57 |
15.25 |
|
These
financial statements should be read in conjunction
with the annexed notes |
|
| |
| |
|
Credit
Card
