Doctors' Loan Scheme :
Doctors in Bangladesh : Case Study
Every year in Bangladesh, many medical students are graduating as Doctors and a significant portion of them remain unemployed for long time due to scarcity of job. Moreover, the experienced and specialist Doctors have been rendering their services to the people with the limited medical equipments and facilities. As a result, they are losing patients who are going abroad for better medical facilities.

A change is required:
Every one believes that a rapid change is required in the Medical Sector of our country to overcome the above unacceptable situation. In Premier Bank, we do not end our thinking in just believing in change. Rather, we go beyond to find the path of solution & try to implement it to solve the problems.
That is why we have introduced "Doctors Loan Scheme".

What is Doctors' Loan ?
We, at Premier Bank, found that many Doctors are very much interested to be self-employed but for financial reasons most of them are unable to do the same. Similarly, Experienced Doctors, Specialists and Clinics are also not equipped with the up-to-date Medical tools & equipment for the same financial reason.
Premier Bank has introduced easy to afford financial assistance program "Doctors' Loan" to financially assist these qualified Doctors & Medical Practitioners as follows:

• Up to 100% Lease Finance for Medical Equipment.
  
• Up to 100% Lease Finance for Motor Vehicles / Ambulance
  
• Loan for Rental Advance, Office decoration, Furnishing etc.

Some of the great features that our Doctors' Loans offers are:

• Quick & easy loan processing.
  
• Lower interest rate.
  
• Lower charges.
  
• Rebate for timely repayment.
  
• Longer term of repayment.
  
• Early repayment without any penalty.

Eligibility:
Registered Doctors & Medical Practitioners, Eye Specialists, Heart Specialists, Child Specialists, Surgeons, Dentists. Also Hospitals, Clinics and Diagnostic Centres owned & operated by the registered Doctors.

Security/Collateral & Terms & Conditions:

• Flexible Terms & Conditions.
  
• Collateral is not mandatory.
  
• Three (3) advance Lease/Loan installments.
  
• Personal Guarantees.
  
• Machineries/Equipments will be purchased under Hire purchase/Lease Fiance/Consumer Credit Scheme and the ownership will remain in the name of Bank (Hypothecated) duly insured until the borrower repays his debt in full.

More Good News to share!
Apartment Loan/Loan for Medical Chamber
You will be happy to know that we are not only focusing to improve your professional career but also giving high priority to uplift your living standard by providing Personal Loans.

Now you can also avail personal loan for the following purposes:

• Apartment Finance for purchase of residential flat/Chamber up to 50% of value. Repayment can be made in 10 years!
  
• Consumer Credit Scheme for purchase of Car, TV, Air Conditioner, Freeze, Computer, Washing Machine etc.

How to apply ?
Just call or visit any of our Branches. Our officers will be glad to be your financial advisor and provide you the application form and all information in details.

Our Special Credit Schemes :
Lease Finance
Consumer Credit Scheme
Doctors Loan Scheme
Small & Medium Business Loan Scheme
Student Credit Scheme
Rural Credit Scheme - Poverty Alleviation
Agro Processing Loan Scheme